Customized solutions

We use our extensive experience and expertise to provide customized card-not-present payment solutions for large scale, international businesses as well as government agencies and acquiring banks.  This has resulted in many important companies choosing Optimal Payments for their payment processing platform and to be their solutions partner.

We maintain an open working relationship with our clients and use disciplined project management to ensure seamless and successful development and delivery of customized payment features. By understanding customer needs as well as the state-of-the-art in the payments industry, Optimal has a winning track record in the identification, development, and delivery of new payment features and systems.

These are a few examples of customized solutions we have implemented:

  • Certification of processing platform to global banking networks
  • Implementation of a consumer-oriented closed-loop payment network and wallet
  • Development of a customized risk rules engine
  • Implementation of an automated disputes (chargeback) management/resolution system
  • Global, lowest cost transaction routing
  • Custom tokenization solutions
  • Complete customer and account management
  • Age verification tools
  • Integration to third party providers including credit bureaus
  • White label gateway

About Optimal Payments processing solutions

With offices around the world, Optimal Payments is one of the world’s leading online payment processors. Established in 1999, we are a trusted, single source provider of online payment solutions for all types of e-commerce, MOTO and multi-channel retail businesses. Our payment solutions include merchant accounts, our secure proprietary NETBANX online payment gateway and risk management services.

We have a strong commitment to the long-term development of our processing platform and each year we dedicate significant financial resources to Scientific Research and Experimental Development (SR&ED), allowing us to continuously evolve our platform. We are active participants in key payment interest groups such as the PCI Security Standards Council and NACHA, the Electronic Payments Association, ensuring our platform always remains at the forefront of payments technology.