Optimal Payments provides a fully PCI-compliant integrated online payment solution for e-tailers. Our NETBANX payment platform and services provides everything a merchant needs to accept payments from customers around the world using the most sophisticated fraud and risk management tools designed to minimize loss, increase conversions, maintain full compliance with Visa/MasterCard chargeback thresholds, all the while providing consumers with a seamless and trustworthy checkout experience.
Our all-in-one solution is supported by all the major ecommerce platforms, making implementation fast and easy with integration options including XML APIs and customized checkout hosted payment pages. With NETBANX you can be assured that transactions are processing securely and our fraud management tools reduce your liability of shipping goods in the case of fraudulent transactions.
Grow your Online Revenue
- Increase checkout conversions with our global payment processing solutions.
- Accept and process multi-currency online payments from anywhere in the world.
- Accept all major credit and debit cards as well as Interac Online.
Reduce and Manage Fraud
Online payment fraud has become increasingly rampant across e-commerce websites and can pose a significant challenge for e-retailers. We provide valuable tools to help you in the fight against fraud, including:
- CVV/CVV2/CVC Validation
- Address Verification Service (AVS)
- 3D Secure: (Verified by Visa and/or MasterCard SecureCode)
- Negative Database Checking
- Velocity Monitoring
- Device Intelligence
Optimal Risk Rules Engine (RRE):
Our powerful proprietary RRE is an integral part of our truly customized fraud solution for e-tailers, as it caters to your specific business model and allows for continuous monitoring and refining of rules and parameters.
Order Flagging & Reviewing:
This functionality provides the ability to flag, hold and release orders that warrant additional scrubbing prior to shipment. Transaction data is analyzed in real time and, if flagged as potential fraud. It is not declined automatically, but instead queued for manual review so can you decide to settle and ship the goods or decline it outright.
Tokenization and Customer Profile Management:
Instead of storing credit card data, use tokens as a representation of payment details for processing of future transactions. Credit card information is never transmitted or stored locally on your servers, which significantly reduces your PCI compliance requirements and liability. Manage customer billing profiles and store customer details for quick and easy repeat payments.
Access Real-time Transaction Data and Scheduled Reporting
- Generate real-time detailed information on transactions.
- Customized and scheduled reports are available with a wide range of search criteria.
- Access chargeback data and track dispute status.
Supported by Major Ecommerce Platforms
- OS Commerce
- Zen Cart
E-tailer sub verticals we service:
To learn more about how we service E-tailers, read our case studies.